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One of the greatest things about buying your own home (which my wife and I are in the process of trying to do) is that you no longer have to feel like the money is going towards nothing. When you rent, you will never see a penny of that money back. But in many cases you may actually make a profit from your house when you sell it a few years down the road. But it's something you need...another thing you need once you start getting a little older is life insurance. God forbid your loved ones be stuck if something happened to you. Many life insurance companies offer you a small "surrender value" if you decide you don't need your policy any more (making an analogy, these guys are like the renters from above). Life/Viatical Settlements
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