The following is a PayPerPost advertisement...scroll down for more posts
It's funny. In the weeks before Christmas, all the commercials are like spend now, great deals, check out this exclusive offer! Then after Christmas it's all about, save money, do your taxes, etc. A lot of people max out their credit cards
at Christmas...the balance of their current accounts
near (or below!) zero. They lose sight of being able to pay for important things like home insurance
and their mortgages
. And before you know it, they get walloped at tax time and need to take out a secured loan
to pay it off. I am proud to say I am NOT one of these people. I know Christmas is the giving season, but you have to be reasonable and spend within your means!